Junior Loan Officer 411 views

Job Summary

We are looking for a junior loan officer to evaluate loan applications for individuals. The loan officer will act in liason between customers and our financial institution and help qualified applicants acquire loans in a timely manner.

Location: Harare

Duties And Responsibilities

Advises clients about the risks, consequences, and benefits of alternative lending solutions.
Develops loan applications by evaluating applicant information and documentation.
Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation.
Evaluates loan applications and documentation by informing applicant of additional requirements.
Rejects loans by explaining deficiencies to applicants.
Schedules and tracks closing dates, contingency dates, and loan lock expiration.
Approves loans by issuing checks or forwarding applications to loan committee.
Completes loan contracts by explaining provisions to applicant, obtaining signatures and notarizations, and collecting fees.
Prepares and submits timely and accurate loan files.

Qualifications And Experience

1 year experience in a Microfinance
Track record of growing SSB loan book
Track record of SME book growth
Strong marketing and communication skills
Strong analytical skills and proven leadership skill