Credit Officer – Vision Plus Wealth

Job Summary

A vibrant Microfinance Institution is looking for an experienced, detail oriented and results-driven Credit Officer to join our growing institution. In this position, the Credit Officer will explain and sell products and services to all customers, maintaining high level credit analysis backed by above board customer service with full product and operating processes and procedure knowledge.

Duties And Responsibilities

• Opening new markets and proposing new products.
• Generating new business through marketing, research and sales initiatives so as to ensure loan book growth with quality assets
and branch profitability.
• Screening/vetting quality clients and recommending appropriate loan product for processing.
• Maintaining closer customer contact and monitor loan use, loan servicing and progress as per applicant’s business model.
• Following up clients in arrears and updating relevant credit files and records.
• Monitoring loan book performance and initiating recovery efforts on delinquent /non-performing assets.
• Ensuring perfection of security on all assets is done.
• Resolving all customer queries and attending to enquiries for the branch as per set service.

Qualifications And Experience

• Degree or Diploma in Microfinance, Developmental Finance, Marketing, Banking or equivalent Business qualification.
• Be highly knowledgeable about Microfinance products and services.
• Highly customer focused.