Job Summary
- Employer: EcoCash
- Job Type: Full-time
- Location: Harare, Zimbabwe
- Category: Risk Management
- Closing Date: 2026-09-25
Key Responsibilities
- Formulate, maintain and implement enterprise risk management (ERM) frameworks, policies and risk registers tailored to digital financial services and merchant acquiring operations.
- Conduct regular risk assessments on new payment products, system architecture changes, channel integrations and third-party vendor partnerships.
- Oversee fraud detection mechanisms, analyse suspicious transaction patterns and implement proactive control measures to minimise financial losses and payment channel exploitation.
- Monitor changing fintech regulations, data privacy laws, AML/CFT standards and PCI-DSS compliance, ensuring all operational workflows adhere to regulatory requirements.
Requirements
- Bachelor’s degree in Law, Risk Management, Business Administration or Finance. A Master’s degree or professional legal qualification is preferred.
- CCEP, CAMS, CRCM or equivalent professional compliance credentials are a strong advantage.
- 5+ years of relevant experience in risk and compliance management, with proven experience leading teams or cross-functional projects.
- In-depth knowledge of legal frameworks, regulatory compliance standards and risk management methodologies.
- Strong analytical, leadership and decision-making capabilities.
How to Apply
About the Company
EcoCash, is a mobile phone-based money transfer, financing and microfinancing service, launched in 2011 by Econet Wireless, for its customers in Zimbabwe. The platform has been targeted by the Zimbabwe government. The company's headquarters is in the EcoCash Holdings HQ along Liberation Legacy Road in Borrowdale, a suburb of Harare, the largest city and capital of Zimbabwe.
Frequently Asked Questions
What qualifications or certifications do I need to become a Risk Officer at EcoCash in Zimbabwe?
Most employers require a degree in Risk Management, Finance, Accounting, or Business Studies from a recognized Zimbabwean university. Professional certifications like CISI Risk in Financial Services, PRM, or FRM are highly valued. Experience in banking, fintech, or mobile money operations strengthens your application significantly.
What are the typical day-to-day responsibilities of a Risk Officer in Zimbabwe's fintech sector?
You will monitor transaction patterns to detect fraud and money laundering activities, conduct risk assessments on new products, and ensure compliance with Reserve Bank of Zimbabwe regulations. Daily tasks include preparing risk reports, liaising with internal audit teams, and updating risk registers. You will also train staff on risk awareness and respond to emerging threats in real-time.
How does workplace culture and hierarchy affect Risk Officers in Zimbabwean companies?
Zimbabwean workplaces typically respect formal hierarchy, so reporting lines are clearly defined and decisions often require senior management approval. Risk Officers must balance assertiveness with diplomacy when challenging business units on compliance matters. Building strong relationships across departments is essential since risk functions are often viewed as obstacles rather than enablers.
What career progression opportunities exist for Risk Officers in Zimbabwe's financial sector?
With experience, you can advance to Senior Risk Officer, Risk Manager, or Head of Risk and Compliance roles. Some professionals transition into broader operational risk, internal audit, or executive leadership positions. Specializing in emerging areas like cybersecurity risk or data protection can accelerate your career given growing regulatory demands.
What benefits should I expect as a Risk Officer working for a major Zimbabwean fintech employer?
Standard benefits typically include medical aid coverage, pension contributions, and annual leave as prescribed by Zimbabwean labour law. Larger organizations may offer performance bonuses, funeral cover, and staff loans. Always verify benefit details during interviews since packages vary considerably between employers and employment contract types.
How should I apply for Risk Officer positions at companies like EcoCash, and what do Zimbabwean employers prioritize?
Apply through official company career portals, LinkedIn, or reputable Zimbabwean job boards such as Classifieds.co.zw. Employers prioritize candidates with demonstrable knowledge of RBZ regulatory frameworks, mobile money ecosystems, and local market risks. Tailor your CV to highlight specific risk management achievements and prepare for competency-based interviews focusing on analytical thinking and ethical judgment.
