JOB DESCRIPTION
Exciting and challenging career opportunity of Loans Officer x 2 has arisen within Red Sphere Finance a Subsidiary of CBZ Holdings Ltd. If you would like to join us and be part of our dream to impact people’s lives, this is the opportunity for you
What we expect from you
- Grow a quality and performing loan portfolio.
- Conduct credit assessments of loan applications submitted by clients, including conducting client interviews.
- Undertake loan credit scoring and ensure that all relevant documents are in place prior to loan disbursements.
- Conduct clients credit clearances.
- Conduct outreaches to promote uptake of the company’s products.
- Create client database and monitor products performance.
- Register stop orders for clients with approved direct deduction arrangements.
- Produce relevant reports to track product performance and to aid decision making.
- Monitor and ensure irregularity and default ratios are in line with the credit policy.
Qualifications, Skills and experience required
- Bachelor’s Degree in Commercial studies or equivalent from a recognized institution.
- Credit management certification an added advantage.
- 3 years’ experience in micro-finance services environment.
- Problem solving and analytical skills.
- Technical knowledge and understanding of the micro-finance business.
- Credit appraisal skills.
- Interpersonal and communication skills.
- Willing to travel within the defined business area.
Job Summary
More Information
- Job Application Details If you meet the above criteria, you are the ideal person we are looking for. If you wish to be considered for this career opportunity email your detailed CV and proof of qualifications to: [email protected] not later than Tuesday 3 August, 2021 stating the position being applied for in the subject line.
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