The United Nations Capital Development Fund (UNCDF) is inviting applications for the position of Digital Financial Services (DFS) Policy Specialist – East and Southern Africa (ESA) .
The position is home-based and is open to both internal and external applicants.
About UNCDF
The United Nations Capital Development Fund (UNCDF) assists developing countries, particularly least developed countries, by supplementing existing sources of capital assistance through grants, loans and guarantees.
UNCDF works to mobilize and catalyze capital flows for investments that contribute to the Sustainable Development Goals and address pressing development challenges facing vulnerable communities.
Job Summary
- Employer: UNCDF
- Job Type: Contract
- Location: Harare, Zimbabwe
- Category: Public Policy
- Closing Date: 2026-09-15
Key Responsibilities
- Conduct comprehensive reviews of digital financial services legal and regulatory frameworks in Policy Accelerator focus countries.
- Assess financial inclusion, non-bank financial service providers, competition, gender considerations and financial consumer protection.
- Identify regulatory gaps and propose amendments based on international good practices and country examples.
- Provide targeted DFS legal and regulatory advisory support where agreed with UNCDF and relevant authorities.
- Providing strategic and technical advice to UNCDF country and regional teams.
- Supporting the development and review of aide-mémoires, action plans, implementation roadmaps, strategies, policies, regulations and other regulatory deliverables.
- Identifying partners and learning objectives for peer exchanges and capacity-building activities.
- Participating in technical discussions with regulators and stakeholders across the focus countries.
- Supporting the development of country reports, proposed regulatory amendments and strategic deliverables.
- Support the design and implementation of Open Banking/Open Finance advisory interventions in up to three countries within the Policy Accelerator portfolio.
- Integrate Open Banking/Open Finance considerations into competition and consumer protection activities.
- Respond to requests from financial authorities concerning policies, regulations and implementation approaches that promote inclusion, innovation and investment.
- Participating in meetings and activities of the Working Group.
- Reviewing relevant outputs and providing insights applicable to the East and Southern Africa context.
- Translating Working Group findings into actionable recommendations and advisory support.
- Maintain close collaboration with country, regional and global Policy Accelerator personnel and other stakeholders.
- The role may also involve technical assistance, analytical work, capacity-building support, advisory services and other deliverables aligned with the Policy Accelerator programme.
Requirements
- An advanced university degree ( Master’s degree or equivalent ) in:
- Economics
- Finance
- Public Policy
- A related field
- is required.
- A first-level Bachelor’s degree in the relevant fields, combined with additional qualifying experience, may be considered in lieu of a Master’s degree.
- At least 7 years of relevant work experience with a Master’s degree; or
- At least 9 years of relevant work experience with a Bachelor’s degree.
- Relevant experience in digital financial services .
- Extensive experience in policy advisory roles within the digital finance sector.
- Proven experience engaging with regulatory authorities and financial stakeholders.
- Digital financial inclusion frameworks
- Working in developing countries, particularly the East and Southern Africa region
- Open Finance and consumer protection policies
- Leading strategic initiatives and mentoring junior staff
- UNCDF/UNDP rules and procedures
- English: Fluency in English is required.
How to Apply
Job Code: 35385
About the Company
UNCDF, the United Nations Capital Development Fund, delivers tailored financing solutions to support Zimbabwe’s transition to a resilient, low‑carbon economy. In Harare and across the country, it partners with local banks, micro‑finance institutions and renewable‑energy developers to mobilise over $8 million for distributed solar projects. The fund’s financial instruments—such as concessional loans, guarantees and equity—enable small‑to‑medium enterprises to scale clean‑energy solutions that power homes, schools and businesses. By fostering inclusive growth, UNCDF helps Zimbabwe meet its SDG targets while creating jobs and reducing energy poverty.
Financing Sustainable Development
Frequently Asked Questions
What qualifications and certifications are typically required for a Digital Financial Services (DFS) Policy Specialist role in Zimbabwe?
A master's degree in a relevant field such as economics, finance, or public policy is typically required. Professional certifications in financial regulation, policy analysis, or a related field can be advantageous. Relevant experience in policy analysis or financial services is also essential.
What are the common day-to-day responsibilities of a DFS Policy Specialist in Zimbabwe?
The role involves analyzing and developing policies related to digital financial services, collaborating with stakeholders to implement policy recommendations, and monitoring the impact of policies on the financial sector. The specialist will also engage with regulators, financial institutions, and other stakeholders to promote inclusive and innovative financial services. Additionally, they may provide technical assistance to support policy implementation.
What is the local work culture and expectations for this role in Zimbabwe?
In Zimbabwe, the work culture is generally formal, and punctuality and professionalism are highly valued. Employers expect strong communication and interpersonal skills, as well as the ability to work effectively in a team environment. The role may require flexibility to work with diverse stakeholders, including government officials, financial institutions, and civil society organizations.
What are the typical career progression and growth paths for a DFS Policy Specialist in Zimbabwe?
With experience, a DFS Policy Specialist can progress to senior roles such as a policy lead or manager, overseeing teams and developing strategic policy directions. Alternatively, they may move into related fields such as financial regulation, industry associations, or international organizations. Opportunities for career growth may also exist in government agencies, private sector companies, or non-profit organizations.
What typical benefits can I expect for this role in Zimbabwe?
Benefits for this role may include medical aid, pension schemes, and annual leave, which vary by employer. Some employers may also offer additional benefits such as life insurance, disability cover, or professional development opportunities. The specific benefits package will depend on the employer and the terms of employment.
How do I apply for a DFS Policy Specialist role in Zimbabwe, and what do employers look for?
To apply, submit a tailored CV and cover letter highlighting relevant experience and qualifications. Employers typically look for a strong understanding of financial policy, regulatory frameworks, and digital financial services, as well as excellent analytical and communication skills. A demonstrated commitment to promoting financial inclusion and innovative financial services is also highly valued.
