The successful candidates will be responsible for marketing the company’s loan products while building and maintaining a high-quality loan portfolio. The incumbents will ensure they consistently achieves loan disbursement and portfolio growth targets while upholding the highest standards of credit quality, regulatory compliance, and customer service excellence. The successful candidates will be responsible for achieving loan disbursement targets while upholding the highest standards of credit quality, regulatory compliance, and customer service excellence.
Job Summary
- Job Type: Full-time
- Location: Gweru, Zimbabwe
- Category: Finance
- Closing Date: 2026-09-18
Key Responsibilities
- Direct marketing and business development to targeted market segments
- Collecting, assessing and analyzing client information in order to make sound credit decisions.
- Conducting client visits, both existing and prospective to ensure business is retained
- Effective relationship management and taking initiative to identify leads in the target segments.
- Monitoring loan repayments and proactively managing portfolio quality.
- Ensuring compliance with the company’s credit policies and procedures.
- Following up on overdue accounts and implementing recovery strategies.
- Engage clients and guide them on market trends and developments.
Requirements
- A Bachelor’s degree in Marketing/ Sales, Economics, Business Administration, Banking & Finance, or any related commercial discipline.
- Professional certification or short courses in Marketing, Sales Management, or Business Development.
- A minimum of two (2) years of proven experience in a sales and marketing field, preferably within a financial service, microfinance, or SME lending environment.
- Good interpersonal skills and communication skills (both oral and written)
- Demonstrated track record of meeting and exceeding sales targets in a competitive market environment.
- Prior exposure to the Zimbabwean SME lending market or financial services sector would be a plus.
How to Apply
Frequently Asked Questions
What qualifications do I need to become a Loan Officer in Zimbabwe?
A bachelor's degree in Finance, Accounting, or a related field is typically required. Professional certifications like ACCA or CIMA can be advantageous. Some employers may also consider relevant experience in lieu of a degree.
What are the typical day-to-day responsibilities of a Loan Officer?
As a Loan Officer, your duties will include evaluating loan applications, assessing creditworthiness, and making recommendations for loan approvals or denials. You will also be responsible for maintaining accurate records and communicating with clients. Additionally, you may be required to conduct site visits to verify collateral.
What is the local work culture like for Loan Officers in Zimbabwe?
In Zimbabwe, Loan Officers are expected to be highly analytical and have strong communication skills. Employers value attention to detail, organizational skills, and the ability to work under pressure. A professional and customer-focused demeanor is also essential in this role.
What are the typical benefits for Loan Officers in Zimbabwe?
Benefits for Loan Officers in Zimbabwe typically include a salary that varies by employer and experience, medical aid, pension schemes, and annual leave. Some employers may also offer additional benefits such as performance-based bonuses or staff training programs. Leave policies and other benefits may vary depending on the employer.
How do I apply for a Loan Officer role in Zimbabwe and what do employers look for?
To apply for a Loan Officer role in Zimbabwe, you can search for job openings on online job boards or company websites. Employers typically look for candidates with relevant qualifications, experience in finance or banking, and strong analytical and communication skills. A well-written CV and cover letter highlighting your skills and experience are essential for making a strong application.
What are the career growth prospects for Loan Officers in Zimbabwe?
With experience, Loan Officers in Zimbabwe can progress to senior roles such as Senior Loan Officer, Credit Manager, or Branch Manager. Opportunities may also exist to move into related fields like risk management or financial planning. Career advancement often depends on individual performance, additional training, and qualifications.
